The story behind our humble beginnings
About Rich Beginners – We Have Been Broke Too
Just want to be honest with you guys.
Nobody teaches you about proper money matters growing up. School doesn’t cover it. Your parents probably didn’t either. And by the time you realize you need to figure it out — you’re already behind on bills, stressed about debt, and wondering where your pay check disappeared to.
Sound familiar?
That’s exactly why Rich Beginners exists.
Our Story – Why We Started This Blog
A few years ago we were just like you.
Confused about money, and waiting for that pay check every month. Googling “how to save money” at 2am and ending up more confused than when we started.
Every finance website we found was either written by Wall Street types who assumed you already had $50,000 to invest or full of advice so complicated it might as well have been written in a foreign language.
We thought there has to be a better way.
So we started Rich Beginners, why not it be us
No fancy credentials, Just being real, honest money advice written in plain English for people who are starting from zero just like we were.
What Rich Beginners Is All About
We Keep It Simple
We believe that managing money doesn’t have to be rocket science. Every single article on this blog is written so that anyone, regardless of income, background or education can understand it, apply it and actually benefit from it.
If we can’t explain something simply, we don’t publish it.
We only write blogs on our experiences and first hand knowledge of that matter.
We Keep It Real
You won’t find any get rich quick schemes here. No “make $10,000 overnight” nonsense. Just honest, practical advice that takes real effort and real time, but actually works.
We share both the wins and the struggles because that’s what real financial journeys look like.
We Keep It Relevant
Everything we write is specifically for Americans dealing with real American financial situations like credit card debt, student loans, rising costs of living, side hustles and building savings on a tight budget.
What You Will Find Here
Make Money
Practical ways to increase your income, whether that’s asking for a raise, picking up a side hustle or finding flexible work that fits your life.
Save Money
Simple everyday strategies to cut your expenses without feeling like you’re living on nothing. Small changes that add up to hundreds of dollars saved every month.
Budgeting
We break down the most popular budgeting methods in plain English so you can find one that actually works for your lifestyle, not just on paper.
Get Out of Debt
Step by step guides to paying off credit cards, student loans and personal debt, even when it feels completely impossible.
Side Hustles
Real side hustles that real Americans are doing right now to earn extra money, from their homes, on their phones and in their spare time.
Who This Blog Is For
Rich Beginners is written for you if:
- You live paycheck to paycheck and want to break the cycle
- You have debt that keeps you up at night
- You want to start saving but don’t know where to begin
- You’re looking for honest ways to earn extra money
- You want simple money advice without all the complicated finance jargon
You don’t need to be rich to start. You don’t need a finance degree. You just need to be willing to take that first step, and we’ll walk you through every one that follows.
A Note From Us
We are not financial advisors. We are not certified planners. We are just regular people who got serious about money, figured out what works, and want to share everything we’ve learned with as many people as possible.
Nothing on this blog is professional financial advice. Before making any major financial decisions please consult a qualified financial advisor.
But if you want honest, relatable and practical money tips from people who have actually been in your shoes, you’re in the right place.