Privacy Policy

Last Updated: April 19, 2026

Welcome to Rich Beginners. Your privacy is important to us. This Privacy Policy explains what information we collect when you visit richbeginners.com, how we use it and how we protect it.

Please read this policy carefully. By using our website you agree to the practices described in this Privacy Policy.

Who We Are

Rich Beginners is a personal finance blog dedicated to helping everyday Americans manage their money better. Our website address is richbeginners.com.

If you have any questions about this Privacy Policy please contact us at livelovebash@gmail.com

What Information We Collect

Information You Give Us Directly

When you interact with Rich Beginners you may provide us with personal information including:

Your name and email address when you subscribe to our newsletter
Your name and email address when you fill out our contact form
Any information you voluntarily share when you leave a comment on our blog

We only collect information that you choose to give us. You are never required to provide personal information to read our content.

Information Collected Automatically

When you visit richbeginners.com certain information is collected automatically including:

Your IP address
Browser type and version
Device type — desktop, mobile or tablet
Pages you visit on our site
Time and date of your visit
How you arrived at our website — search engine, social media or direct

This information is collected through cookies and similar tracking technologies. It helps us understand how our readers use our website so we can improve it.

How We Use Your Information

We use the information we collect to:

Operate and improve our website
Send you our newsletter if you have subscribed
Respond to your questions and messages
Understand which content our readers find most helpful
Detect and prevent spam or fraudulent activity
Comply with legal obligations

We will never sell your personal information to anyone. Ever.

Google AdSense and Advertising

Rich Beginners uses Google AdSense to display advertisements on our website. Google AdSense uses cookies to show ads that are relevant to you based on your browsing history and interests.

What This Means For You

Google may use cookies to personalize the ads you see on our site
These cookies do not collect any personally identifiable information
Google uses the data to show you ads relevant to your interests

How to Opt Out

You can opt out of personalized advertising by visiting Google’s Ads Settings at: adssettings.google.com

You can also opt out through the Network Advertising Initiative at: optout.networkadvertising.org

For more information on how Google uses data when you use our site visit: google.com/policies/privacy/partners

Cookies

Cookies are small text files stored on your device when you visit a website. Rich Beginners uses the following types of cookies:

Essential Cookies

These cookies are necessary for our website to function properly. They cannot be disabled.

Analytics Cookies

We use Google Analytics to understand how visitors use our website. This helps us improve our content and user experience. Google Analytics collects anonymous data and does not identify you personally.

Advertising Cookies

As mentioned above Google AdSense uses cookies to deliver relevant advertisements to you.

How to Control Cookies

You can control and delete cookies through your browser settings. Please note that disabling cookies may affect how our website works for you. Visit allaboutcookies.org for more information on how to manage cookies.

Third Party Links

Rich Beginners contains links to other websites. When you click a link to an external website you leave our site and their own privacy policy applies.

We are not responsible for the privacy practices of other websites. We encourage you to read the privacy policy of every website you visit.

Affiliate Disclosure

Rich Beginners may contain affiliate links. This means if you click a link and make a purchase we may earn a small commission at no extra cost to you.

We only recommend products and services we genuinely believe will help our readers. Our opinions are always honest and unbiased regardless of any affiliate relationship.

Email Newsletter

If you subscribe to our newsletter we will use your email address to send you money tips, new articles and updates from Rich Beginners.

You can unsubscribe at any time by clicking the unsubscribe link at the bottom of any email
We will never share your email address with third parties
We will never spam you

Comments

When you leave a comment on our blog we collect your name, email address and any information you include in your comment. Your email address is never displayed publicly.

We reserve the right to remove any comments that are spam, offensive or inappropriate.

Children’s Privacy

Rich Beginners is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information please contact us immediately at livelovebash@gmail.com and we will delete it.

Your Rights

Depending on where you live you may have certain rights regarding your personal information including:

The right to access the personal information we hold about you
The right to request correction of inaccurate information
The right to request deletion of your personal information
The right to opt out of marketing communications at any time

To exercise any of these rights please contact us at livelovebash@gmail.com

Data Security

We take reasonable steps to protect your personal information from unauthorized access, use or disclosure. However no website or internet transmission is completely secure and we cannot guarantee absolute security.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal reasons. When we make changes we will update the “Last Updated” date at the top of this page.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

Contact Us

If you have any questions, concerns or requests regarding this Privacy Policy please get in touch:

Email: livelovebash@gmail.com Website: richbeginners.com/contact

We will respond to all privacy related inquiries within 48 hours on weekdays.

This Privacy Policy was last updated on April 19, 2026 and applies to all visitors of richbeginners.com